[I]f you are looking for name brand furniture at affordable prices, you may consider Slumberland Furniture. The company carries everything from living room furniture to mattresses to home accents with names such as LaZBoy and Sealy as part of their product line. You can also sign up for the Slumberland Advantage Card and Club Rewards Program to finance your purchases and enjoy special rewards.
Cardholders can earn certificates for their rewards up to two times each year. They also pay no annual fee on the Slumberland Furniture credit card. This is a card that is issued by Wells Fargo Financial National Bank. It carries an APR of 27.99%, which is considered high but is often standard with special credit cards. If you have a Slumberland Advantage Card, it is best to pay off the balance as soon as you can to avoid the high finance charges.
Anyone who has a Slumberland Furniture Credit Card will receive special offers not made available to the general public. They can also earn gift certificates to use on future purchases. For instance, if you have purchases that add up to $749 in a cycle, you can earn a $25 certificate. For purchases over that amount, the certificate is $50. Cycles run for six months from the 1st of November to the end of April and the 1st of May to the end of October.
While a good credit score over 650 gives you a better chance of being approved for a Slumberland Furniture Credit Card, the financing bank looks at other factors in addition to your credit report. They will consider your length of employment and salary as well as how well you have paid your bills over the past two years. Your credit score and income also determine how much credit you will receive. That is why it is important to work to increase your score before applying for new credit. Paying down existing credit cards and paying bills on time will help you increase your score over time. A store credit card is a good way to diversify your credit if you are trying to raise the credit score in the future.
